Florida Bay Club

The Resort & Its Setting

Florida Bay Club is an independent timeshare resort at 103500 Overseas Hwy, right on the water in Key Largo. It's independently run rather than part of a branded hotel chain, which is typical of several long-established Keys timeshares — owners buy into a specific resort rather than a large hotel group. With a 4.8/5 rating from 98 Google reviews, it has a solid reputation among people who've stayed there. Its position at the top of the Keys makes it an easy first stop for anyone heading down the Overseas Highway, with Florida Bay on one side and the Atlantic within easy reach.

Key Largo & Things to Do

Key Largo is the gateway to the Florida Keys and is best known for its diving and snorkelling — the surrounding waters hold some of the most accessible reef sites in the continental US. John Pennekamp Coral Reef State Park, around 8 km away, is the headline attraction, with boat trips out to the reefs and the Christ of the Abyss statue. Closer still, Key Largo Hammerhead State Park (about 2 km) is a good spot for kayaking and fishing along the mangroves, and the Florida Keys Wild Bird Rehabilitation Center (around 5 km) is worth a visit for anyone interested in local wildlife. Beyond the organised attractions, much of Key Largo's appeal is simply the pace: waterfront restaurants, boat charters, and easy access to both the bay and open ocean.

Selling or Renting a Week Here

If you own a week at Florida Bay Club and are thinking of selling or renting it out, BidMyTimeshare works as a private, owner-to-owner marketplace: you set your own asking price, your listing is visible to buyers and renters searching for Key Largo timeshares, and interested parties contact you directly through the platform. There's a one-time listing fee to get your week in front of buyers, and no commission is taken from your sale — unlike traditional resale agents.

Because Florida Bay Club is independent, resale transfers are handled through the resort's own owners' association or on-site management rather than a large brand's resale desk. Before agreeing a price with a buyer, both parties should confirm directly with the resort: the current transfer fee, whether the association holds a right of first refusal on resales, how long the transfer process typically takes, and the current annual maintenance fee. A resale buyer should also ask exactly what transfers with the week — the usage rights and week/unit allocation — and confirm that no outstanding fees or liens are attached before completing the purchase. None of these figures are published here, so get them in writing from the resort before closing.

What Renters Typically Look For

Renters considering a week at Florida Bay Club are usually after direct water access, a Key Largo base for diving or fishing trips, and the flexibility of a private unit over a standard hotel room. Being upfront in your listing about unit size, view, and the week or season on offer will help match your listing to the right renter.

Practical Notes

Florida Bay Club sits on the Overseas Highway, around 90 minutes' drive from Miami International Airport, making it a manageable trip for both US and international visitors flying into Miami. Peak season in the Keys runs from November through April; owners renting out weeks in this window can generally expect the most interest, while the May–June and September–October shoulder months tend to attract visitors looking for a quieter, lower-cost trip.