St. James Bay Golf Resort

The Resort & Its Setting

St. James Bay Golf Resort sits in Carrabelle, Franklin County, on Florida's Panhandle coast. It's an independent resort affiliated with RCI, meaning it isn't part of a large hotel-brand timeshare system but still gives owners access to RCI's exchange network. The resort is built around golf and draws owners who want a home base for playing rather than a high-density beach resort experience. Carrabelle itself is a small, low-key fishing town, so the atmosphere here is residential and unhurried rather than geared toward large crowds or nightlife.

The Area & Things to Do

Carrabelle Beach is just a couple of miles from the resort, offering easy Gulf access along with the town's historic waterfront and local seafood restaurants. Further afield, St. George Island State Park (around 20 miles away) is well known for its white sand beaches and nature trails, and the Cape St. George Lighthouse on the island is reachable by boat for those interested in maritime history. The Apalachicola National Estuarine Research Reserve, about 15 miles from the resort, is a good spot for kayaking and wildlife watching, and the Apalachicola Historic District, roughly 25 miles away, is worth the drive for its Victorian riverfront architecture, galleries, and restaurants. Beyond golf, most of the appeal here is outdoors: beaches, state parks, and estuaries rather than commercial attractions.

Selling or Renting a Week Here

Because St. James Bay Golf Resort is an independent property, resale isn't handled through a big-brand points system — transfers go through the resort's own owners' association or management company. If you're thinking about selling, it's worth contacting the association directly before listing to confirm the current transfer fee, whether the resort (or its association) holds a right of first refusal, and what the annual maintenance fee is right now, since these details affect how you price your week and what a buyer should expect to pay on top of the purchase price.

On BidMyTimeshare, listing and selling is straightforward: you list your week privately, set your own asking price, and buyers contact you directly through the platform — there's no bidding war or commission taken from your sale, just a one-time listing fee to post your ad. The same applies if you'd rather rent out a week instead of selling: you set the rental price and terms, and interested renters reach out to you directly.

Buyers purchasing a resale week should ask the seller or the owners' association for written confirmation of the transfer process, any outstanding fees, and whether RCI exchange privileges carry over with the ownership — this isn't always automatic and is worth verifying before you agree on a price. A resale buyer typically receives the usage rights tied to the week or unit being sold, but not any resort-specific perks tied to the original purchase, so it pays to ask exactly what transfers.

Practical Notes for Owners and Renters

Renters and buyers interested in this resort are usually drawn by the golf access and the quieter, more residential Gulf Coast setting rather than big resort facilities, so it helps to describe your week with that audience in mind — mention golf course access, proximity to Carrabelle Beach, and the drive time to St. George Island. Because Carrabelle is a smaller community, anyone renting or buying should plan to bring or arrange their own provisions for specific dietary needs, as options locally are limited compared to bigger resort towns. Fall and spring tend to offer the most comfortable weather for golf and outdoor exploration, which is useful to flag to prospective renters when setting your rental calendar.