
Key Largo, Florida, United States
Sunset Cove Resort
Sunset Cove Resort sits right on the water in Key Largo, the gateway to the Florida Keys, with cottages, suites and a dock backing onto the water. For anyone who owns a week here through Hilton Grand Vacations and is weighing up a sale or a rental, or anyone hunting for a relaxed base to dive the reef and explore the Keys, here's what the facts say.
Selling or renting out a week at Sunset Cove Resort: what owners need to know
Facts with sources, checked September 2026. Prices are asking prices published on BidMyTimeshare.com — not valuations.
Resale transfer at Hilton Grand Vacations
- Transfer fee
- $736 activation + $504 ownership change + $102 estoppel (from 1 Jan 2026)
- Right of first refusal
- May apply; 30 days
- Resale restrictions
- No HGV Max; limited Hilton Honors conversion and status; no Open Season benefits
- Typical transfer time
- 4–6 weeks to 60–120 days (brokers)
- HGV's fee schedule effective 1 January 2026, as posted by owners, lists a $736 activation fee for resale purchases, a $504 ownership change fee and a $102 estoppel fee. The 2025 figures were $715, $489 and $99.
- HGV's official club disclosure says transfers may be subject to a right of first refusal; brokers report 30 days.
- Resale buyers get limited Hilton Honors conversion, no automatic elevated Honors status, no Open Season benefits and no access to HGV Max.
- Brokers quote anywhere from 4–6 weeks to 60–120 days for a resale to close.
Sources: TUG forum – 2026 HGVC fees and club rules (official disclosure posted by owners) (updated May 2026) · HGV Club disclosure statement and club rules (Jan 2023) · RedWeek – selling a Hilton HGVC timeshare (undated) · Fidelity Real Estate – Hilton Grand Vacations resale (2026) — all brands compared
RCI exchange membership: RCI charges a $98 USD / $142 CAD processing fee to transfer a membership in North America. The subscription is an asset separate from the timeshare: the seller may keep it or transfer it. source
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The resort and its setting
Sunset Cove Resort is a Hilton Grand Vacations property on the Overseas Highway in Key Largo, Monroe County, right on the water. Guests describe relaxed rooms, cottages and suites spread across a waterfront site with picnic areas, a private dock and free kayaks for paddling the shallow waters behind the resort. It's a low-key, outdoorsy kind of place rather than a high-rise resort strip — the kind of spot where owners come back year after year for the dock, the kayaks and the quiet. Google reviewers rate it 4.5 out of 5 from nearly a thousand reviews, which for a resort of this size is a solid, consistent score.
Key Largo and the Upper Keys
Key Largo is the first of the Florida Keys heading south from Miami, and it's built its reputation on diving and snorkelling — John Pennekamp Coral Reef State Park, the first underwater park in the US, is right in town. Beyond the reef, expect mangrove kayaking, sportfishing charters, laid-back seafood restaurants and the slow island pace that draws people back to the Keys. Owners at Sunset Cove are a short drive from the rest of the Upper Keys, with Islamorada and the rest of the Overseas Highway running south if you want to explore further.
Selling or renting a week here
If you own a week at Sunset Cove Resort and have decided it no longer fits your plans, you can list it for sale or for rent directly on BidMyTimeshare.com. It's an owner-to-owner marketplace: you set your own asking price, buyers and renters contact you directly through the platform, and there's no commission on the sale — you simply pay a small one-time listing fee to get your week in front of buyers.
Before you list, it's worth understanding what a resale transfer at a Hilton Grand Vacations resort involves, because the costs and restrictions sit with HGV, not with BidMyTimeshare. According to Hilton Grand Vacations' fee schedule effective 1 January 2026, a resale transfer carries a $736 activation fee, a $504 ownership change fee and a $102 estoppel fee — up from $715, $489 and $99 the year before. HGV's club disclosure also notes that transfers may be subject to a right of first refusal, which brokers report runs for 30 days, so a sale isn't guaranteed to close the moment you find a buyer.
It's also worth being upfront with buyers about what they will and won't get. A resale purchase at this resort does not include access to HGV Max, comes with only limited Hilton Honors conversion, no automatic elevated Honors status, and no Open Season booking benefits. The week does carry access to RCI for owners who want to exchange into other resorts. Brokers quote transfer times anywhere from four to six weeks at the fast end up to 60–120 days, so factor that into your timeline when agreeing a sale.
What renters typically look for
Renters interested in Sunset Cove are usually drawn by the waterfront setting — the dock, the free kayaks and the picnic areas — plus the easy access to Key Largo's diving and snorkelling scene. Being clear about the unit type (cottage, suite or room), the week or dates on offer, and what's included (such as kayak use) will help your listing stand out to the right renter.
Practical notes
Sunset Cove Resort is located at 99360 Overseas Hwy, Key Largo, FL 33037. Anyone considering a purchase or an exchange into the resort should confirm current annual maintenance fees directly with Hilton Grand Vacations, since these weren't part of the figures published alongside the transfer fee schedule.
Nearby Attractions
Travel Tips
Book diving or snorkelling trips to John Pennekamp Coral Reef State Park ahead of time, especially in the winter high season when the Keys get busy. Bring reef-safe sunscreen for reef dives, and allow extra driving time along the Overseas Highway, since it's a single two-lane road for much of the Keys.
Frequently asked questions
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